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Terms and Conditions

By accessing this website (the “Site”), you agree to be bound by the following terms and conditions (“The Terms”). Before using this Site, you should carefully read The Terms and also our Privacy Policy. 
The Site is operated by Broadgate Financial Ltd,  registration number 062696, Registered Office at Suite 15, 1st Floor Oliaji Trade Centre Francis Rachel Street Victoria Mahe Seychelles. The Site provides a portal, or gateway, to the financial services offered by the group of companies known as Broadgate.

In these terms

“Content” means all pages, screens, information and materials included in or accessible through this Site (including any content available on any email or SMS services).
“you”, “your” and “yours” means you, the person(s) accessing this Site and the party on whose behalf you are doing so.
“we” “us” and “our” means Broadgate Financial Ltd.
“Broadgate Group”means Broadgate Financial Ltd, its subsidiaries, and associated companies from time to time.

Terms and local sites

These Terms cover your use of this Site. All products and services provided by members of Broadgate Financial Ltd have their own terms and conditions (the “Product Terms”). You must read both the Product Terms and these Terms. To the extent that the Product Terms conflict with these Terms or any local site’s terms and conditions then the Product Terms will prevail.

From this Site we may provide information or hyperlinks to other websites or pages provided by other entities within the Broadgate Group (“Local Sites”) and other parties. Your use of Local Sites and other parties’ sites may be subject to their own terms and conditions, which you should read.

Please make sure you read carefully all applicable terms, conditions and disclaimers relevant to your use of the products, services or information that may be offered to you from time to time.

If any part of these Terms is found by any court or other competent authority to be invalid, unlawful or unenforceable then such part shall be removed from the Terms. The rest of the Terms which continue to be valid will be enforced to the fullest extent permitted by law.

Changes to our terms

We may change these Terms at any time by updating these pages.

You agree to review any applicable terms and conditions regularly and that your use of any part of this Site will be subject to any such changes once they are made.

Availability of site, products and services

The content, including layout, of this Site or products or services available via this Site may be wholly or partially suspended, withdrawn or changed at any time.

We also reserve the right at any time to immediately suspend the provision of all or any part of this Site to you and/or block your access to this Site.

The provision of financial services or products

Not all the products and services that you may be able to view via the Site are available in all geographical locations. The relevant Broadgate Group member reserves the right to make the final determination on whether or not you are eligible for any particular product or service.

If you choose to enter a website outside your country of residence, you are advised that it may not be legal in that jurisdiction for you to access or use the facilities available on that site and the legal requirements of that jurisdiction may prohibit you from dealing or otherwise transacting in that jurisdiction. No member of the Broadgate Group will be liable for any breach of local law or regulation that you may commit as a result of using and accessing a website in a country in which you are not resident.

Please be aware that some of the products and services listed within the Site and those provided by any other Broadgate Group members or third parties that may be accessed via a link from this Site may not be suitable for all investors. Always read the product information fully before committing to any contractual agreement.

All products or services provided to you by us or any other Broadgate Group member shall only be available in the jurisdiction/s within which the member providing the product or service is authorised to operate.

You agree that any of the products or services provided to you by us or any other Broadgate Group member shall be deemed to be provided in the jurisdiction within which the member providing the product or service is authorised to operate.

The information on the Site refers to services or products which are not available in certain locations, or which, in any relevant location, have components, methods, structures and terms different from the ones described, as well as restrictions on client eligibility. Please contact a relationship manager for details of services and products that may be available to you.

Please note that the value of investments and the income derived from them may fluctuate and an investor may not receive back the amount originally invested. Past performance should not be seen as an indication of future performance and the value of any investment referred to on this Site, and any income arising from it, may go down as well as up. In particular you may not get back the full amount invested. Where overseas securities are held, the rate of exchange may cause the value of the investment to go up as well as down. Any forecast, projection or target is indicative only and is not guaranteed in any way. We accept no liability for any failure to meet such a forecast, projection or target. Because the difference between the buying and selling price of units/shares may particularly impact upon the value of your investment in the short term, you should regard unit trusts, Open Ended Investment companies and Life assurance bonds as medium to long term investments.

In the case of investments for which there is not a recognised market it may be difficult for investors to sell their investment or to obtain reliable information about its value or the extent of the risks to which it is exposed.

Changes in current rates of exchange or taxation may have an effect on the value, price or income of investments. Current tax levels and relief may change and the value of any relief depends on individual circumstances.

This Site is not directed to any person in any jurisdiction where (by reason of that person’s nationality, residence or otherwise) the publication or availability of this Site may be prohibited. Persons in respect of whom such prohibitions apply must not access the Site. Site, you do so at your own risk.

Before you make any decision or take any action that might affect you or your personal finances or business, you should always consult a suitably qualified professional adviser(s) to obtain appropriate financial, legal, accounting, tax and other advice.